VOSCAP NEWS
Understanding Fixed and Floating Charges in Business Lending: A Comprehensive Guide
Fixed and floating charges are two common forms of loan security in business finance, but they work in very different ways. Fixed charges secure specific assets such as property or machinery, while floating charges cover changing assets like stock or receivables. For directors, understanding these differences is essential when seeking finance or dealing with insolvency. This guide explains how each charge works, their impact on borrowers and lenders, and what they mean in practice during financial distress.
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Voscap’s primary objective is to save your business. Our team of experts’ knowledge in restructuring and turnaround assignments is invaluable when assessing the best option available to your needs. With experience spanning several decades, we have the skill and resources to provide viable solutions within all industry sectors. All organisations go through difficult times and we are here to help. From small to multi-million turnover businesses, we have dealt with the most complex of cases. We offer an initial free assessment in analysing your financial position and providing clear and precise advice making your experience a simple non-complicated process.