VOSCAP NEWS
The Future Of Business Restructuring: How Recovery Strategies Are Evolving In 2025
Explore how business restructuring is evolving in 2025, from digital tools and ESG considerations to the rising use of moratoriums and stakeholder engagement. With economic challenges increasing, proactive recovery strategies are helping businesses stabilise and grow. Voscap offers tailored support to directors navigating financial uncertainty.
Life After a CVA: How to Rebuild, Grow, and Stay on Track
Recovering from a Company Voluntary Arrangement (CVA) is just the beginning. This article explores the key steps businesses must take to regain stability, rebuild stakeholder confidence, and lay the foundation for sustainable growth. From managing creditor relationships to improving cash flow and setting strategic goals, find out how to stay on track and thrive post-CVA.
Starting Out in Insolvency: A Career with Real Impact and Constant Growth
Starting a career in insolvency is more than just a job — it’s a chance to make a real impact in the UK’s financial ecosystem. This article explores how junior professionals entering the business recovery sector can quickly gain exposure to legal frameworks, financial processes, and stakeholder management, all while supporting distressed companies through critical turning points. With insights from real practitioners, discover how a role in insolvency offers growth, challenge, and purpose from day one.
Geopolitical Uncertainty: What It Means for Business Survival and Financial Planning
Geopolitical uncertainty is reshaping the way businesses operate, plan, and survive. From shifting trade policies to regulatory reforms and political instability, these global events are influencing everything from supply chains to financial forecasting. Learn how your business can stay resilient by identifying risks early and adopting proactive, strategic responses.
End of Tax Year, Start of Trouble? How to Spot the Warning Signs of Financial Distress Before It’s Too Late
Is your business showing signs of financial strain after the tax year end? Discover the six early warning signs of financial distress and why April is a high-risk period for many UK companies. Learn what to look out for, what steps to take, and how early action can lead to a stronger, more stable future.
A Guide to Restructuring Plans: When Might They Be Appropriate?
In the evolving business environment, companies may face financial challenges that require strategic solutions. A restructuring plan, introduced under the Corporate Insolvency and Governance Act 2020, offers a legal framework for companies to reorganize their debts and operations, aiming to restore financial stability. This article explores the nature of restructuring plans, identifying scenarios where they are appropriate, such as significant financial distress, viable core business models, complex debt structures, and the need to avoid insolvency. It also delves into key considerations for implementation, including stakeholder engagement, professional advice, feasibility assessments, and the necessity of court approval. Understanding these elements is crucial for business owners contemplating restructuring as a pathway to recovery.
What is an Independent Business Review?
An Independent Business Review (IBR) is a thorough assessment conducted by an external party to evaluate a company's financial health, operational efficiency, and strategic positioning. Particularly relevant for UK businesses facing financial challenges, IBRs provide stakeholders with an impartial analysis to inform critical decision-making. The process involves assessing financial stability, evaluating internal operations, analysing market position, and identifying risks and opportunities. Engaging in an IBR offers objective insights, enhances credibility with stakeholders, and aids in early problem detection, facilitating proactive measures for business improvement or restructuring.
What Happens to my Spouse’s Debts When They Die? Everything to Know About Administering an Insolvent Estate.
Losing a spouse is challenging, and navigating their outstanding debts can add to the stress, especially if their estate is insolvent. This guide explains your responsibilities, the process of administering an insolvent estate, and how to protect yourself from personal liability. Learn about assessing the estate's financial position, notifying creditors, and the importance of seeking professional advice to manage these complexities effectively.
Advice for Company Directors Facing PAYE and VAT Arrears
Facing PAYE and VAT arrears can be daunting for company directors. This comprehensive guide explores the implications of tax debts, outlines potential penalties, and offers actionable solutions such as negotiating Time to Pay arrangements with HMRC. Learn how to address these challenges proactively to safeguard your business's financial health and ensure compliance with tax obligations.
Supply Chain Challenges Forecast to Pose Most Risk to UK Businesses in 2025
In 2025, UK businesses, especially mid-sized enterprises, are grappling with significant supply chain disruptions and escalating operational costs. Factors such as geopolitical tensions and proposed international trade tariffs are exacerbating these challenges, leading to delayed deliveries and inventory shortages. To navigate this turbulent landscape, companies are seeking financial support and investing in technologies like artificial intelligence to enhance supply chain efficiency and bolster resilience.
Wind-Down Plans: What Are They and Why Do All FCA Regulated Firms Need One?
In the financial services sector, regulatory compliance is crucial. A key component of this compliance is the development of a wind-down plan—a comprehensive strategy detailing how a firm will cease regulated activities in an orderly fashion. This plan is vital for all Financial Conduct Authority (FCA) regulated firms to protect clients, maintain market integrity, and ensure adherence to regulatory obligations. Key elements include assessing financial resources, identifying critical functions, crafting stakeholder communication strategies, ensuring operational continuity, and addressing legal and regulatory compliance. Implementing a robust wind-down plan demonstrates a firm's commitment to responsible management and preparedness for potential business cessation scenarios.
Understanding the Standalone Moratorium for UK Companies
The standalone moratorium, introduced under the Corporate Insolvency and Governance Act 2020, provides UK companies facing financial challenges with a vital period of protection from creditor actions. This article delves into the moratorium process, eligibility criteria, and the safeguards it offers, enabling businesses to assess and implement effective recovery plans while maintaining operations.
How AI can help your business
Explore how integrating Artificial Intelligence can transform your business operations. From automating routine tasks and enhancing customer service with chatbots to optimising financial management and marketing strategies, AI offers innovative solutions to drive growth and efficiency. Stay ahead in the competitive landscape by leveraging AI for data-driven decision-making and regulatory compliance.
Employers NI increase to 15% from April 2025
As of April 2025, the UK Government will raise the Employer National Insurance contributions by 1.25 percentage points, bringing the total rate to 15%.
Can It Affect Me Personally if a County Court Judgment (CCJ) Is Issued Against My Company?
A County Court Judgment (CCJ) against your company can have serious implications, but does it affect you personally? This article explores when directors might be held liable, the risks of personal guarantees, wrongful trading, and fraudulent activity, and how to protect your personal assets while ensuring compliance with legal obligations.
Who is Liable for Product Guarantees and Warranties if a Company is Liquidated?
When a company enters liquidation, customers may face challenges in claiming support for product guarantees and warranties. This article explores the implications for consumers, outlining potential avenues for recourse, including statutory rights under the Consumer Rights Act 2015, third-party insurance claims, and credit card protections. It also offers strategies for business owners to mitigate risks associated with unfulfilled guarantees during financial distress.
Understanding IR35 and How It Affects Your Tax Liability
IR35, or the “off-payroll working rules,” is a piece of legislation introduced by the UK government to combat tax avoidance by workers supplying their services to clients via an intermediary, such as a personal service company (PSC), but who would otherwise be considered employees if directly engaged.
How do I manage occupational stress?
VOSCAP’s MD, David Voskou, shares his insights on occupational stress in an open and honest interview. He discusses strategies for finding moments of calm amidst overwhelming situations, offering practical advice and personal reflections on managing pressure in high-stress environments.
Case Study: Helping a Small Sandwich Business Find a Way Forward
Industry: Hospitality
Area: Central London
Staff: 8 Members
Outcome: Voluntary Liquidation
What Does it Mean if HMRC Issues an Accelerated Payment Notice?
If you’ve received an Accelerated Payment Notice (APN) from HMRC, it’s crucial to understand its implications. This guide explains what an APN means for your business, how to respond effectively, and the financial consequences of ignoring the notice. Learn how to protect your business, meet HMRC deadlines, and avoid further penalties with expert advice on managing tax disputes.
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ABOUT VOSCAP
Voscap’s primary objective is to save your business. Our team of experts’ knowledge in restructuring and turnaround assignments is invaluable when assessing the best option available to your needs. With experience spanning several decades, we have the skill and resources to provide viable solutions within all industry sectors. All organisations go through difficult times and we are here to help. From small to multi-million turnover businesses, we have dealt with the most complex of cases. We offer an initial free assessment in analysing your financial position and providing clear and precise advice making your experience a simple non-complicated process.